Representative 1192% APR (variable). Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 18 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed).

How It Works

FreshCredit.co.uk makes getting a loan convenient through its online loan application. We’ve designed an easy three step process that saves our consumers time and makes getting the cash they need as straightforward as possible.

freshcredit.co.uk is a broker, not a lender, and we work with an exclusive range of lenders. We’ll run your information with our network of trusted lenders and will try and find a qualified lender for you.

1. Fill out the short application

In our short one-page form, you will fill out relevant information, including how much you are interested in borrowing as well as other applicable details. The entire form is online, so filling out the form only takes minutes of your time.

2. Be connected with a lender

The next step in the process is presenting your loan application to the lenders in our network. This is done instantly once your application has been submitted, and once you have successfully been matched with a lender, you will complete the application on their site and sign their contract agreement electronically.

3. Receive your funding

We believe that getting the funding you need should be convenient. That’s why the process of applying for a loan is made easy with us. Your funds will be available in a short amount of time electronically via your bank account after you sign your contract.

FreshCredit.co.uk is a registered trading name of TdotUK Limited, which is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 688026. TdotUK Limited is registered in England and Wales (Company number 09225672), with a registered office located at Platinum House, Suite 5, 23 Hinton Rd, Bournemouth BH1 2EF. Licensed by the Information Commissioner’s Office under registration number: ZA128431.
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WARNING: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
FreshCredit.co.uk is a broker, not a lender, and does not make credit decisions.